SCHEDULE OF CHARGES

(Effective from February 03, 2020)

 

Consumer Banking

 

 

Item

Features & Fees

 

 

Deposit  Accounts  

 

 

Al Wadiyah Current Account (BDT)

 

 

Minimum Account Opening Amount

Tk. 2,500

 

 

Account Maintenance Fee ( half yearly )

Tk. 300 

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Amar Al Wadiyah Current Account (BDT)

 

 

Minimum Account Opening Amount

Tk. 2,500

 

 

Account Maintenance Fee ( half yearly )

Tk. 300 

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Minimum Balance

Tk. 2,000

 

 

FCY Account 

 

 

Minimum Account Opening Amount

Free

 

 

Account Maintenance Fee ( half yearly )

Free

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Savings Accounts 

 

 

Mudaraba Savings Account

 

 

Minimum Account Opening Amount

Tk. 1,000

 

 

Debit Card Issuance

Tk. 250

 

 

Account Maintenance Fee ( half yearly )

 

 

       Average Balance up to Tk.10,000

Free

 

 

       Average Balance between Tk. 10,000 and TK 25,000

TK. 100

 

 

       Average Balance between Tk. 25,000 and TK 200,000

TK. 200

 

 

      Average Balance between Tk. 200,000 and TK 1,000,000

TK. 250

 

 

      Average Balance above TK. 25,000

TK. 300

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Amar Apon Mudaraba Savings Account

 

 

Minimum Account Opening Amount

Tk. 1,000

 

 

Debit Card Issuance

Tk. 250

 

 

Minimum Balance

Tk. 500

 

 

Account Maintenance Fee ( half yearly )

 

 

       Average Balance up to Tk.10,000

Free

 

 

       Average Balance between Tk. 10,000 and TK 25,000

TK. 100

 

 

       Average Balance between Tk. 25,000 and TK 200,000

TK. 200

 

 

      Average Balance between Tk. 200,000 and TK 1,000,000

TK. 250

 

 

      Average Balance above TK. 1,000,000

TK. 300

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Mudaraba Extra Savings Account

 

 

Minimum Account Opening Amount

Tk. 500

 

 

Debit Card Issuance

Tk. 250

 

 

Account Maintenance Fee ( half yearly )

 

 

       Average Balance up to Tk.10,000

Free

 

 

       Average Balance between Tk. 10,000 and TK 25,000

TK. 100

 

 

       Average Balance between Tk. 25,000 and TK 200,000

TK. 200

 

 

      Average Balance between Tk. 200,000 and TK 1,000,000

TK. 250

 

 

      Average Balance above TK. 1,000,000

TK. 300

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Mudaraba Senior Citizens  Account

 

 

 

Minimum Account Opening Amount

Tk. 25,000

 

 

Minimum Account Balance Required

Tk. 500

 

 

Debit Card Issuance

Tk. 250

 

 

Debit Card Annual Fee 

Tk. 250

 

 

Account Maintenance Fee ( half yearly )

 

 

 

       Average Balance up to Tk.10,000

Free

 

 

       Average Balance between Tk. 10,000 and TK 25,000

TK. 100

 

 

       Average Balance between Tk. 25,000 and TK 200,000

TK. 200

 

 

      Average Balance between Tk. 200,000 and TK 1,000,000

TK. 250

 

 

      Average Balance above TK. 1,000,000

TK. 300

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Mudaraba Future Leader  Account

 

 

 

Minimum Account Opening Amount

Tk. 500

 

 

Minimum Account Balance Required

Tk. 500

 

 

Debit Card Issuance

Tk. 250

 

 

Debit Card Annual Fee 

Tk. 300

 

 

Account Maintenance Fee ( half yearly )

Free

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

 

 

 

 

 

 

 

 

Mudaraba School Banking  Account

 

 

Minimum Account Opening Amount

Tk. 100

 

 

 Account Maintenance Fee ( half yearly )

Free

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Al-Muquafah Executive Account

 

 

Minimum Account Opening Amount

Nil

 

 

Account Maintenance Fee ( half yearly )

Free

 

 

Debit Card Issuance

Tk. 250

 

 

Debit Card Annual Fee 

Tk. 250

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Al-Muquafah Executive Account Plus

 

 

Minimum Account Opening Amount

Nil

 

 

Account Maintenance Fee ( half yearly )

 

 

 

       Average Balance up to Tk.10,000

Free

 

 

       Average Balance between Tk. 10,000 and TK 25,000

TK. 100

 

 

       Average Balance between Tk. 25,000 and TK 200,000

TK. 200

 

 

      Average Balance between Tk. 200,000 and TK 1,000,000

TK. 250

 

 

      Average Balance above TK. 1,000,000

TK. 300

 

 

Debit Card Issuance

Tk. 250

 

 

Debit Card Annual Fee 

Tk. 250

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Mudaraba Non-Executive Account

 

 

Minimum Account Opening Amount

Tk. 10

 

 

Account Maintenance Fee ( half yearly )

Free

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Mudaraba Super Savers Account

 

 

Minimum Account Opening Amount

Tk. 25,000

 

 

Minimum Account Balance Required

Tk. 25,000

 

 

Debit Card Issuance

Tk. 250

 

 

Debit Card Annual Fee

Tk. 400

 

 

Account Maintenance Fee ( half yearly )

 Free

 

 

       Average Balance up to Tk.10,000

Free

 

 

       Average Balance between Tk. 10,000 and TK 25,000

TK. 100

 

 

       Average Balance between Tk. 25,000 and TK 200,000

TK. 200

 

 

      Average Balance between Tk. 200,000 and TK 1,000,000

TK. 250

 

 

      Average Balance above TK. 1,000,000

TK. 300

 

 

Debit Card Issuance

Tk. 250

 

 

Debit Card Annual Fee 

Tk. 250

 

 

Account Closing Charge 

Free

 

 

Activation of Dormant Account

Free

 

 

Minimum Account Opening Amount

TK. 10,000

 

 

Account Maintenance Fee ( half yearly )

Tk. 400 

 

 

Account Closing Charge 

Free

 

 

Stop Cheque payment charge

Free

 

 

Hold Statement Charges

Free

 

 

Locker charges

10% Discount on Regular Fees

 

 

Foreign currency endorsement fees

Free

 

 

Mudaraba Special Notice Deposit (MSND) 

 

 

Minimum Account Opening Amount

TK. 10,000

 

 

Account Maintenance Fee ( half yearly )

 

 

       Average Balance up to Tk.10,000

Free

 

 

       Average Balance between Tk. 10,000 and TK 25,000

TK. 100

 

 

       Average Balance between Tk. 25,000 and TK 200,000

TK. 200

 

 

      Average Balance between Tk. 200,000 and TK 1,000,000

TK. 250

 

 

      Average Balance above TK. 1,000,000

TK. 300

 

 

Activation of Dormant Account

Free

 

 

Account Closing Charge 

Free

 

 

Mudaraba Term Deposit (MTD) 

 

 

Mudaraba Term Deposit 

 

 

Minimum Account Opening Amount

Tk. 10,000

 

 

Mudaraba Monthly Profit 

 

 

 Minimum Account Opening Amount

Tk. 100,000

 

 

Mudaraba Insta Profit 

 

 

Minimum Account Opening Amount

Tk. 100,000

 

 

Mudaraba  Double Benefit 

 

 

 

Minimum Account Opening Amount

Tk. 20,000

 

 

Mudaraba Monthly Savings Plans    

 

 

Mudaraba Home Savings Plan 

 

 

Minimum Account Opening Amount

Tk. 2,000

 

 

Mudaraba Child Savings Plan

 

 

Minimum Account Opening Amount

Tk. 1,000

 

 

Mudaraba Gradual Savings Plan

 

 

Minimum Account Opening Amount

Tk. 500

 

 

Mudaraba Hajj Savings Plan 

 

 

Minimum Account Opening Amount

Tk. 1,000

 

 

 

 

Other Services: Deposit Accounts 

 

 

Cheque Book

 

 

Issuance of Mudarabah Deposit (MD) Cheque Book Fee(10 leaves)

Tk. 85

 

 

Issuance of Mudarabah Deposit (MD) Cheque Book Fee(25 leaves)

Tk. 170

 

 

Issuance of Mudarabah Deposit (CD) Cheque Book Fee(25 leaves)

Tk. 170

 

 

Issuance of Mudarabah Deposit (CD) Cheque Book Fee(50 leaves)

Tk. 260

 

 

Issuance of MSTD Cheque Book Fee(25 leaves)

Tk. 500

 

 

Issuance of MSTD Cheque Book Fee(50 leaves)

Tk. 1000

 

 

Uncollected cheque book destruction fee (Applied but not collected within 3 months)

Tk. 100

 

 

Stop Payment

 

 

Stop cheque payment charges

Tk. 250

 

 

SMS Alert

 

 

Annual Fee

Tk. 200

 

 

Statements and Receipts

 

 

All Regular Statements

Free

 

 

Issuance of Duplicate Statement Fee (Less than or equal to 12 months)

Tk. 200

 

 

Issuance of Duplicate Statement Fee (over 12 months)

Tk. 400 + additional Tk. 100 per Year

 

 

Issuance of Hold Statement fee

Tk. 250

 

 

Issuance of Investment Account Statements (Fee)

Tk. 200

 

 

Issuance of Statement Authentication Charges

Tk. 200

 

 

Issuance of Duplicate MTDR Receipt

Tk. 200

 

 

Dormant Account

 

 

Dormant Account Half Yearly Fees

Tk. 250

 

 

Certificates

 

 

Issuance of Balance Confirmation Certificate Fee (First 2 free for every year)

Tk. 200

 

 

Issuance of Solvency Certificate Fee

Tk. 500

 

 

Issuance of  Certificate of Profit Fee

Tk. 250

 

 

Issuance of BO Account’s Certificate

Tk. 100

 

 

Issuance of Investment Outstanding Certificate

Tk. 200

 

 

Investments 

 

 

Manzil (Home) Finance

 

 

Processing Fee

1% of Finance amount

 

 

Home Finance (Purchase & Renovation)- Legal,  Valuation and Title Search Fees (included Vat and Tax)

Tk. 15,000

 

 

Home Finance (Take Over) - Legal,  Valuation and Title Search Fees (including Vat and Tax) (Refundable subject to full disbursement of the facility)

Tk. 20,000

 

 

Partial Payment Fee (Allowed once a year, minimum 20% of the  outstanding amount)

2% of the partial amount

 

 

Early Settlement Fee

2% of the outstanding amount

 

 

Rahabar (Auto) Finance

 

 

Processing Fee

1% of Finance amount

 

 

Partial Payment Fee  (Allowed once a year, minimum 20% of the  outstanding amount)

2% of the partial amount

 

 

Early Settlement Fee

2% of the outstanding amount

 

 

Change of Car Quotation after Approval

Tk. 500

 

 

Saahib (Personal) Finance

 

 

Processing Fee

1% of Finance amount, Min Tk. 1,000

 

 

Early Settlement Fee

2% of the outstanding amount

 

 

Murabaha Under Secured Guarantee

 

 

Processing Fee

Tk. 1,000

 

 

Early Settlement Fee

Tk. 1,000

 

 

Other Charges

 

 

Compensation Charge

Tk. 6 per lac on outstanding amount per day for late payment

 

 

CIB Charge

Tk. 200

 

 

Fund Transfer/ Payment Services 

 

 

Cash Withdrawal (Intercity)

 

 

Cash Withdrawal (Up to Tk. 10,000)

Free

 

 

Cash Withdrawal (Above 10,000 to Tk. 25,000)

Tk. 25

 

 

Cash Withdrawal (Above 25,000 to Tk. 50,000)

Tk. 50

 

 

Cash Withdrawal (Above Tk.  50,000 up to Tk. 100,000)

Tk. 100

 

 

Cash Withdrawal (Above Tk. 100,000 up to Tk. 500,000)

Tk. 150

 

 

Cash Withdrawal (Above Tk. 500,000 up to Tk. 1,000,000)

Tk. 200

 

 

Cash Withdrawal (Above Tk. 1,000,000 up to Tk. 2,000,000)

Tk. 300

 

 

Cash Withdrawal (Above Tk. 2,000,000 up to Tk. 3,000,000)

Tk. 400

 

 

Cash Withdrawal (Above Tk. 3,000,000 up to Tk. 5,000,000)

Tk. 500

 

 

Cash Withdrawal (Above Tk. 5,000,000)

Tk. 1,000

 

 

Cash Deposit (Intercity) 

 

 

Cash Deposit (Up to Tk. 50,000)

Free (No charge)

 

 

Cash Deposit (Above Tk. 50,000 Up to Tk. 100,000)

 

 

Cash Deposit (Above Tk. 100,000 up to Tk. 300,000)

 

 

Cash Deposit (Above Tk. 300,000 up to Tk. 600,000)

 

 

Cash Deposit (Above Tk. 600,000 up to Tk. 1,000,000)

 

 

Cash Deposit (Above Tk. 1,000,000 up to Tk. 2,000,000)

 

 

Cash Deposit (Above Tk. 2,000,000 up to Tk. 3,000,000)

 

 

Cash Deposit (Above Tk. 3,000,000 up to Tk. 4,000,000)

 

 

Cash Deposit (Above Tk. 4,000,000 up to Tk. 5,000,000)

 

 

Cash Deposit (Above Tk. 5,000,000)

 

 

Pay Order (PO)

 

 

Bangladesh Bank Cheque Issuance

Tk. 200

 

 

Pay Order charges (Up to Tk. 10,000)

Tk. 20

 

 

Pay Order charges (Above Tk. 10,000 Up to Tk. 50,000)

Tk. 35

 

 

Pay Order charges (Above Tk. 50,000 Up to Tk. 100,000)

Tk. 50

 

 

Pay Order charges (Tk. 100,000 to Tk. 250,000)

Tk. 75

 

 

Pay Order charges (Tk. 250,000 to Tk. 500,000)

Tk. 100

 

 

Pay Order charges (Tk. 500,000 to Tk. 2,000,000)

Tk. 150

 

 

Pay Order charges (Above Tk. 2,000,000)

Tk. 200

 

 

Pay Order/ Bangladesh Bank Cheque Cancellation Charges

Tk. 100

 

 

Issuance of Duplicate Payment Order (Up to Tk. 500,000)

Tk. 50

 

 

Issuance of Duplicate Payment Order (Tk. 500,000 & above)

Tk. 100

 

 

 

 

Local Fund Transfer (Intercity)

 

 

Up to Tk. 1,000

Tk. 10

 

 

Above Tk. 1,000 Up to Tk. 10,000

Tk. 20

 

 

Above Tk. 10,000 Up to Tk. 50,000

Tk. 35

 

 

Above Tk. 50,000 Up to Tk. 100,000

Tk. 50

 

 

Above Tk. 100,000 to Tk. 250,000

Tk. 75

 

 

Above Tk. 250,000 to Tk. 500,000

Tk. 100

 

 

Above Tk. 500,000 to Tk. 1,000,000

Tk. 150

 

 

Above Tk. 1,000,000 to Tk. 2,000,000

Tk. 300

 

 

Above Tk. 2,000,000 up to Tk. 3,000,000

Tk. 500

 

 

Above Tk. 3,000,000 up to Tk. 4,000,000

Tk. 800

 

 

Above Tk. 4,000,000

Tk. 1,000

 

 

ICBIBL Easy Pay

 

 

ICBI Easy Pay Charges (any amount)

 Free

 

 

Standing Instructions  (SI)

 

 

Standing Instructions Setup fee

Tk. 50

 

 

Standing Instructions  Amendment fee

Tk. 50

 

 

Standing Instruction Execution Fee (per transaction)

Tk. 10

 

 

Failure of SI due to Insufficient Fund

Tk. 100

 

 

IPO Refund  

 

 

Online refund of unsuccessful IPO application

Tk. 10 per transfer

 

 

Salary Disbursement  

 

 

Salary disbursement if the accounts are with ICBIBL

Per account transfer Tk.10, total minimum Tk. 250 and maximum Tk. 2,500

 

 

Salary disbursement through pay order

Tk.50 + PO/DD/Easy Pay charges as applicable

 

 

Fund Transfer: Foreign Currency (FCY)

 

 

FCY Demand Draft (Up to USD 200)

USD 5 or equivalent BDT + Foreign correspondent charge

 

 

FCY Demand Draft (Above USD 200)

USD 10 or equivalent  BDT + Foreign correspondent charge

 

 

SWIFT Charge

Tk. 1,000

 

 

FCY draft on Bangladesh Bank

Tk. 500

 

 

FCY TT through correspondent (for Customer)

0.15% or Min. Tk. 500 + SWIFT charge

 

 

FCY TT through correspondent (for Non Customer)

0.15% or Min. Tk. 1,000 + SWIFT charge

 

 

Additional SWIFT charge if TT is not through Correspondent

Tk. 1,000

 

 

Correspondent bank charge for all outward remittance

Tk. 2,500 for all currencies remittance in all cases

 

 

FCY draft cancellation

Tk. 500+ Foreign correspondence charge

 

 

TT cancellation

Tk. 750+ Other bank charges at actual

 

 

Endorsement fee, Customer

Tk. 250

 

 

Endorsement fee, Non-customer

Tk. 400

 

 

Issuance of cash FCY notes, Customer

1% of the FCY amount, Min Tk. 200

 

 

Issuance of cash FCY notes, Non-customer

1% of the FCY amount, Min Tk. 400

 

 

Cheque Collection 

 

 

Cheque for Collection, Local Currency (LCY)  

 

 

Outstation cheque collection (Below Tk. 50,000)

Free

 

 

 

 

Outstation cheque collection

(Tk. 50,000 to below Tk. 500,000)

Tk. 10 (Inc. VAT)

 

 

Outstation cheque collection (Tk. 500,000 & above)

Tk. 25 (Inc. VAT)

 

 

LCY cheque collection returned unpaid

Free (except insufficient fund)

 

 

LCY cheque purchase

0.50%, Min Tk. 300 + Other bank/ post/ telex charge

 

 

Inward clearing cheque returned/ unpaid due for insufficient fund

Tk. 500

 

 

High Value Cheque Clearing

Tk. 60 (Inc. VAT)

 

 

Cheque for Collection, Foreign Currency (FCY)  

 

 

FCY cheque collection (within Bangladesh)

0.10%, Min Tk. 200 + Other bank charges

 

 

FCY cheque collection (outside Bangladesh)

0.15%, Min Tk. 500 + Courier/ postage charges applicable

 

 

FCY cheque purchase

0.50%, Min Tk. 500 + Other bank charges +   Courier/ postage charges applicable

 

 

FCY cheque returned unpaid sent on collection (within Bangladesh)

Tk. 300 + Other bank charges

 

 

FCY cheque returned unpaid sent on collection (outside Bangladesh)

Tk. 750 + Other bank charges

 

 

IMPORT

 

 

Types of Services

Period / Value

Rate Of Commission / Charge(existing)

 

 

LC (Cash) opening commission with 100% cash margin

1st Quarter

0.25%

 

 

For each subsequent qtr. Or part there of

0.25%

 

 

Minimum

Tk. 1,000

 

 

LC (Cash) opening commission with 100% cash margin

1st Quarter

0.40%

 

 

For each subsequent qtr. Or part there of

0.40%

 

 

Minimum

Tk. 1,000

 

 

LC  opening commission under AID/Loan/Credit/Barter etc

1st Quarter

0.40%

 

 

For each subsequent qtr. Or part there of

0.40%

 

 

Minimum

Tk. 1,000

 

 

Back to Back LC opening commission on account of Export oriented Garments/ Textile Industries

1st Quarter

0.40%

 

 

For each subsequent qtr. Or part there of

0.40%

 

 

Minimum

Tk. 1,000

 

 

LC (DP) & BG opening commission

1st Quarter

0.40%

 

 

For each subsequent qtr. Or part there of

0.40%

 

 

Minimum

Tk. 1,000

 

 

 

 

 

 

Service Charge against opening of L/C (Cash)

Up to tk. 100,000

Tk. 500

 

 

From tk.100,001 to Tk. 200,000

Tk. 700

 

 

From tk.200,001 to Tk. 500,000

Tk. 1,200

 

 

From tk.500,001 to Tk. 1,000,000

Tk. 2,200

 

 

From tk.1,000,001 to Tk. 2,000,000

Tk. 4,200

 

 

Above tk. 2,000,000

Tk. 8,500

 

 

LCs are transmitted by courier(This Shall cover cost of registered mail of LC to advising bank & copy to reimbursing Bank )

India

At Actual

 

 

Other SAARC Countries

At Actual

 

 

All Countries

At Actual

 

 

Foreign LCs are transmitted by SWIFT

SWIFT Charge

At Actual

 

 

Amendment of LCs are transmitted by SWIFT

SWIFT Charge

At Actual

 

 

LCs are transmitted  in short & non-operated by SWIFT

Charge

At Actual

 

 

Amendment of LCs by courier(This Shall cover cost of Registered mail of amendment to the advice Bank)

Charge

At Actual

 

 

Amendment includes increase of value or extension of time, and then LC opening commission for additional time & value should be charged as prescribed at the opening stage.

Charge/Commission

As per approval commission plus other charges.

 

 

Any Amendment to avoid opening of fresh LC(after expiry of LCs or full utilization of LCs)

Charge

As per approval commission plus other charges

 

 

Amendment other increase of LC or extension of time

Charge

Tk. 750

 

 

Inland LC (ILC) Opening Commission

1st Quarter

0.40% minimum  Tk. 1,000

 

 

For each subsequent qtr. Or part there of

0.40%

 

 

Charge

Tk. 750 flat

 

 

Reimbursement of ILC

Charge

Tk. 1,500 or US$ 20 or EUR 20 flat per Reimbursement

 

 

Service Charge for F.C account activity

Charge

No Charge

 

 

Cancellation charge for expired or unutilized L/C

Commission

No Charge

 

 

A)    Message By Swift

Transmission Charge

At Actual

 

 

B)     Message By Air Mail

Courier Charge

At Actual

 

 

Acceptance commission under deferred payment L/Cs

1st Quarter

0.40%

 

 

For each subsequent qtr. Or part there of

0.40%

 

 

Minimum

Tk. 1,000

 

 

Deduction on discrepancy fee from import bills (Cash/BTB And Foreign/Loan)

Charge

Up to USD 1 to 5,000

Charge is USD 25

for USD 5,001 to USD 50,000 charge is USD 75 & above USD 50,000 charge is USD 100 Plus related cable charge USD 25

 

 

Collection of Credit Report on the beneficiary of the Export LC.

Charge

At Actual+ TK. 500

 

EXPORT

 

Negotiation commission on export bill in Foreign Currency where documents are purchased / discounted (LDBP)

Charge

Tk. 500

 

Negotiation commission on export bill in Local Currency where discounting is not allowed (LDBC)

Commission

0.15% flat

 

Advising of all Export LC to the local beneficiary

Charge

TK. 750

 

Amendment to above

Charge

TK. 750/-

 

Transfer of Export L/C

Charge

TK. 750/-

 

Pre-advising of Export L/C

Charge

TK. 750/-

 

Adding of Confirmation against Export LC by

Commission

0.20% per quarter

 

Issuance of PRC

Charge

TK. 500 per Certificate

 

Documents under collection in foreign currency where buying/ selling/negotiation is allowed (FDBP)

Charge

TK. 500

 

Documents under collection in foreign currency where buying/selling/negotiation is not allowed (FDBC)

Commission

0.15%

 

Any other charges not mentioned above

Charge

At Actual or Minimum Tk. 1,000

 

Mailing of Export documents

By Courier

At Actual

 

Documentary Bills for collection (without L/C)

Commission

0.15% or minimum Tk. 500

 

Bid/Performance Bond

 

Advising of Foreign Bank Guarantee

 

Tk. 750

 

Advising the amendment of Guarantee

 

Tk. 750

 

Advising of Guarantee in original by adding our confirmation

Advising Charges

Tk. 750

 

Commission

0.50% Min. Tk. 2,000

 

Issuance of Bid Bonds /Performance Guarantee /Stand by letter(s) of credit favouring local beneficiary against 100% and irrevocable counter Guarantee of Foreign Correspondents/banks

Commission

0.50%per quarter Min. $75

 

Stamp duty & other expenses (if any)

At actual

 

Swift

At actual

 

Issuances of bid bonds/performance guarantee favouring overseas beneficiary (s) through foreign correspondents at the request of local customers

Commission

0.50% per quarter

Min. Tk. 5000

 

Foreign Bank Charges

At actual

 

Swift

At actual

 

Commission for Bank guarantee of Foreign bank against which add confirmation is required for ship building industry.

Commission

2.00% PA

 

Foreign Bank Charges

At actual

 

Swift

At actual

 

Service charge for issuance/renewal  of BG’s

Service Charges

Tk.500

 

Cancellation of BG’s

Cancellation Charges

Tk.500

 

MISCELLANEOUS

 

MPI (LIM) arrangement Fees

Commission

0.15% on the landed cost or minimum Tk. 1,500

 

Application/Transmission/ Re-cconfirmation/ Genuineness /Verification Charges (Applicable for other banks only)

Charge

Tk. 500/- flat per instance (our Bank reserves the right to refuse such service to other Bank)

 

Credit Information on Local Firm/Companies to foreign correspondent

Charge

US$ 100/- Flat per instance

 

Cash Incentive application processing fees

Our Clients

For amount up to Tk. 5.00 Lac, Charge Tk. 3,000, for amount above Tk. 5.00 Lac to 10.00 Lac, Charge Tk. 4,000 and for amount above Tk. 10.00 Lac Charge Tk. 5,000 Per case

 

Non-Clients

Fees and Other charges Tk. 2,000 flat per case (without PRC, facility to be availed from other Banks)

 

Local LC Transmission through SWIFT

Charge

At actual

 

IRC/ERC renewal charge

Charge

TK. 500 per instance

 

All Kinds of Certificate Issuance

Charge

Our Clients TK. 500 per instance on-Clients Tk. 1000 per instance

 

Cost of Stationeries: LC Application Form, LCAF, IMP Form, Others (Except Stamp)

Charge

Foreign LC TK. 300 per set

Local LC TK. 200 per set

 

C&F Agent

Enlistment

TK. 8,000

 

Renewal

TK. 5,000

 

Cancellation

TK. 6,000

 

Issuance of Exp

Charge

Tk. 200 per set

 

Processing fee for obtaining Bangladesh Bank approval/permission for Indenting, Buying

First time

TK. 5,000

 

Additional of each principal

TK. 2,000

 

Renewal charges

TK. 2,000

 

Local agent commission against export at the time of payment

Charge

Up to Tk. 300,000, Chg. Tk. 1,000 & above Tk. 300,000 Chg. Tk. 2,000

 

Investments

 

Consumer Investment Unit

 

Manzil (Home) Finance

 

Processing Fee

New File

1% of Finance amount

 

Enhancement Top-up

1% of additional amount

 

Home Finance (Purchase & Renovation)- Legal,  Valuation and Title Search Fees (included Vat and Tax)

Tk. 15,000

 

Home Finance (Take Over) - Legal,  Valuation and Title Search Fees (including Vat and Tax) (Refundable subject to full disbursement of the facility)

Tk. 20,000

 

Partial Payment Fee (Allowed once a year, minimum 20% of the  outstanding amount)

2% of the partial amount

 

Early Settlement Fee

2% of the outstanding amount

 

CPV

 

Inside Dhaka

Tk. 500

 

Inside Chittagong

Tk. 750

 

Outside of Dhaka and Chittagong

Minimal

 

Rahabar (Auto) Finance

 

Processing Fee

1% of Finance amount

 

Partial Payment Fee  (Allowed once a year, minimum 20% of the  outstanding amount)

2% of the partial amount

 

Early Settlement Fee

2% of the outstanding amount

 

Change of Car Quotation after Approval

Tk. 500

 

CPV

 

Inside Dhaka

Tk. 500

 

Inside Chittagong

Tk. 750

 

Outside of Dhaka and Chittagong

Minimal

 

Saahib (Personal) Finance

 

 

Processing Fee

New File

1% of Finance amount, Min Tk. 1,000

 

Enhancement  / Top-up

1% of additional amount, Min. Tk.1,000

 

Early Settlement Fee

2% of the outstanding amount

 

CPV

 

Inside Dhaka

Tk. 500

 

Inside Chittagong

Tk. 750

 

Outside of Dhaka and Chittagong

Minimal

 

Murabaha Under Secured Guarantee

 

Processing Fee

Tk. 1,000

 

Early Settlement Fee

Tk. 1,000

 

Other Charges

 

Compensation Charge

Tk. 6 per Lac on outstanding amount per day for late payment

 

CIB Charge

Tk. 200

 

  

Business Banking

 

Bai Muajjal Hypo

 

Processing fees

New File

1% of finance amount

 

Renewal File

0.5% of finance amount

 

Enhancement

1% of additional amount

 

Inside Dhaka-Legal, Valuation, Title search Fess (including Vat and Tax),  Mortgage deed , Power deed with certified copies

Tk. 13,000 (If more than one schedule then it will be increase)

 

Outside Dhaka-Legal, Valuation, Title search Fess (including Vat and Tax),  Mortgage deed , Power deed with certified copies

Tk. 15, 000 (If more than one schedule then it will be increase)

 

Commitment Charge-

2%- If in case fund utilization is below 75%

 

Overdue Charge

2% P.A will be charged upon the client on overdue amount for delayed period

 

CIB Charge

Tk. 200

 

CPV

 

Inside Dhaka

Tk. 750

 

Outside Dhaka

Tk. 1,550

 

Murabaha Term Investment –Hire purchase

 

 

 

Processing fees

New File

1% of Finance amount

 

Enhancement / Top-up

1% of additional amount

 

Inside Dhaka-Legal, Valuation, Title search Fess (including Vat and Tax),  Mortgage deed , Power deed with certified copies

13000 (If more than one schedule then it will be increase)

 

Outside Dhaka-Legal, Valuation, Title search Fess (including Vat and Tax),  Mortgage deed , Power deed with certified copies

15000 (If more than one schedule then it will be increase)

 

Overdue Charge

2% P.A will be charged upon the client on overdue amount for delayed period

 

CIB Charge

Tk. 200

 

Early Settlement Fee

2% of the outstanding amount

 

CPV

 

Inside Dhaka

Tk. 750

 

Outside Dhaka

Tk. 1,550

 

Trust Receipt (TR)

 

Processing fees

1% of Finance amount

 

Inside Dhaka-Legal, Valuation, Title search Fess (including Vat and Tax),  Mortgage deed , Power deed with certified copies

Tk. 13,000 (If more than one schedule then it will be increase)

 

Outside Dhaka-Legal, Valuation, Title search Fess (including Vat and Tax),  Mortgage deed , Power deed with certified copies

Tk. 15,000 (If more than one schedule then it will be increase)

 

Overdue Charge

2% P.A will be charged upon the client on overdue amount for delayed period

 

CIB Charge

Tk. 200

 

CPV

 

Inside Dhaka

Tk. 750

 

Outside Dhaka

Tk. 1,550

 

Other Services 

 

Student File 

 

Student File Maintenance fee:

 

 

For SAARC countries, Customer

Tk. 3,000

 

Renewal (SAARC)

Tk. 2,500

 

For other than SAARC countries, Customer

Tk. 4,000

 

Renewal (other than SAARC)

Tk. 3,500

 

Locker

 

Locker charges (Small) - Annually

Tk. 2,000

 

Locker charges (Medium) - Annually

Tk. 2,500

 

Locker charges (Large) - Annually

Tk. 3,500

 

Replacement of Lost Keys

At Actual

 

Debit Card

 

Issuance Fee { For first one only)

Free

 

Issuance Fee {  For reissue incase of lost/ stolen }

Tk. 400

 

Annual Fee { Free for first year, second year onwards}

Tk. 400

 

Issuance Fee { For first year only/ For reissue incase of lost/ stolen } – Al Muquafah Executive Account

Tk. 300

 

Annual Fee { Free for first year, second year onwards} –      Al Muquafah Executive Account

Tk. 300

 

Debit Card Replacement charge

Tk. 400

 

Debit Card Replacement charge {  For captured card }

1st Replacement free

 

PIN Replacement Charge

Tk. 200

 

Cash Withdrawal: ICB

Free

 

Cash Withdrawal: Q-Cash ATM

Tk. 10 per withdrawal

 

Mini Statement: Q-Cash ATM

Free

 

Cash Withdrawal: NPSB ATM (Currently Not Applicable)

Tk. 15 per withdrawal

 

Mini Statement: NPSB ATM (Currently Not Applicable)

Tk. 5

 

 

 

 

 

Note:

 

1. This Schedule of Charges applies to normal transactions. Stamps duty, correspondent charges and other out-of-pocket expenses, if any, may be added. The bank reserves the right to assess charges on transactions which are not covered by this schedule and to amend without prior notice the terms, conditions or rate stated in this schedule.

2. VAT is applicable @ 15% on all fees and charges.

3. 1% processing fees shall be applicable for any additional amount disbursement with the Takeover Home Finance.

4. Correspondent/Other Bank Charges, if any, will be additionally recovered from customer.

5. Any changes or modifications of any charges stated in this schedule would be notified & viewed through ICBIBL website www.icbislamic-bd.com and it would be treated as a part of this schedule.