Issue
1.  Customer requests for issuing Pay Order.
2. Customer pays either in cash or debit account.
3. Commission (fee) is charged per pay order and it depends on amount and slab it belongs to.
4. Pay Order is issued with date, amount, payee name.
5. Other information e.g. Remitter Name and Account No. is optional.
6. Need to keep inventory of Pay Order Book.

Payment
1. Pay Order can be used to deposit and encashment.
2. Payment can be made through clearing via Central Bank.
3. Payment can also be made through cancellation.